Take control of your future with PERA Financial & Insurance Center

We understand the importance of protecting yourself and your loved ones against the unexpected. That's why we offer a wide range of insurance options to fit your unique needs.

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6 Major benefits of working with an independent agent

We work with multiple insurance companies.

We work with different insurance companies that offer a wide variety of coverage options and price points


We are licensed professionals

We are licensed experts and can explain the complexities of insurance in simple terms, helping you make smart decisions


We work for you and will be your advocate

We are your agent and your advocate working with the insurance company on your behalf


We offer a wide variety of insurance solutions

We offer one-stop shopping we can often meet all of your insurance needs as we work with multiple insurance companies

PERA Financial & Insurance Center strives to offer expert care and quality service.

At PERA Financial & Insurance Center, we have been serving our community for several years. We have built a reputation for providing our clients with high-quality insurance and financial services. We understand that every individual and business has unique needs, and we take the time to get to know our clients and their specific situations to tailor our services to their needs.

Our team is made up of highly qualified and experienced professionals who are dedicated to providing our clients with the best possible service. We believe in staying up-to-date on the latest industry developments and trends to provide our clients with the most current and comprehensive advice.

PERA Financial & Insurance Center is committed to building long-term relationships with our clients. We understand the importance of trust and reliability, and we strive to earn and maintain our client's trust by providing them with the highest level of service and expertise. We are available to answer any questions and provide guidance whenever it is needed.

Testimonials

  • Rachell-Holly V.

    800 Insurance is a great place to buy auto insurance. I've been searching and comparing prices to other competitors and trying to see what works for me and with the help of Kevin Dela Cruz he has done that for me and thanks to him I have car insurance and I saved a lot of money ...

  • Fernando S.

    Awesome experience with this brokerage especially with the agent, Tom Pastor. Excellent customer service. They saved me and all my friends and relatives that I referred to them so much money on our auto, home and life insurance.

  • Khaled K.

    I got my insurance from 800-insurance, she was very helpful, great customer service, made it so easy,painless, great rate for having an international License. Need insurance call Linda.


  • Regina P.

    I have all my protection for everything here...including auto, renter's, life insurance, even college and funeral and estate planning! The staff here is incredibly helpful & knowledgable and have saved me Hundreds of dollars! You can find any and All types of coverage you need Here :)

  • Tina R.

    This is a great place to buy health insurance because the agent also give me a health supplement for cancer especially my sister has breast cancer and my best friend passed away with lymph node cancer.


We are experienced, reliable and professional.

PERA Financial & Insurance Center in San Francisco offers high-quality services with a focus on good customer service and quality guidance.
PERA Financial & Insurance Center

Life and Health

At PERA Financial & Insurance Center, located in San Francisco, we understand the importance of having life and health insurance as essential financial tools for the future.

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Individual-Retirement-accounts

Retirement Income Strategies

The key to a successful retirement is one that doesn’t require you to compromise your lifestyle or wonder if and when your nest egg will run out. As a WFGIA agent, I can provide a variety of options to help you prepare for your leisure years confidently without having to sacrifice your quality of life.

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Corporate Services

At PERA Financial & Insurance Center, we understand that running a business can be challenging, especially when managing the financial side.

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We've Got You Covered: Our Comprehensive Solutions

Vision

PERA Financial & Insurance Center vision is to revolutionize the financial industry and empower individuals to achieve financial independence. We strive to transform how people think about and manage their finances and create a brighter future for all.

Mission

Our mission is to provide exceptional financial services and advice to our clients, enabling them to reach their full financial potential. We strive to empower our clients to make informed decisions and to create a better life for themselves and their families.

Values

At PERA Financial & Insurance Center, we value integrity, excellence, and community. We are committed to acting with integrity in all our actions, providing exceptional services and advice to our clients, and positively impacting our community.

Goals

Our goal is to be the industry's leading financial services provider. We strive to achieve this by constantly innovating and improving our products and services to meet the changing needs of our clients.


Many years in business

100% customer satisfaction

Knowledgeable advisors to help you

Multiple coverage options to choose from

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Insurance Coverage

Dental Insurance
Retirement Planning
Small Business Planning
Estate Planning
Individual Life Insurance
Risk Management

Dental Insurance

Risk Factors

Lack of dental coverage can lead to costly and unexpected dental expenses.

Solution

Purchase a dental insurance policy to cover regular check-ups and procedures and to help defray the cost of unexpected treatments.

Retirement Planning

Risk Factors

Failing to plan for retirement can result in needing more savings to support oneself during retirement.

Solution

Begin saving and investing early, create a retirement plan, and seek the advice of a financial advisor to help ensure a comfortable retirement.

Small Business Planning

Risk Factors

Failing to plan for the future of a small business can result in financial difficulties and potential business failure.

Solution

Develop a comprehensive business plan, seek the advice of a business advisor, and regularly review and update the plan to ensure the continued success and growth of the business.

Estate Planning

Risk Factors

Failing to plan for the distribution of one's assets after death can result in the assets being distributed in a way that is not in line with the individual's wishes and can lead to conflicts among family members.

Solution

Create a comprehensive estate plan, which can include a will, trust, and powers of attorney, to ensure that assets are distributed according to the individual's wishes and to minimize conflicts among family members.

Individual Life Insurance

Risk Factors

Failing to have life insurance can put a financial burden on loved ones in the event of the policyholder's death.

Solution

Purchase an individual life insurance policy to provide financial support for loved ones in the event of the policyholder's death.

Risk Management

Risk Factors

Failing to identify and manage potential risks can result in financial loss and other negative consequences.

Solution

Identify potential risks and develop strategies to mitigate or manage them to minimize their impact. This can include hiring a risk management professional or seeking the advice of an insurance agent.

Financial literacy campaign

At PERA Financial & Insurance Center, we believe that financial literacy is essential for financial independence, and we are committed to helping as many families as possible achieve this goal. As part of our mission, we have set a goal of helping 1,000,000 families become financially educated and independent by 2030. To achieve this goal, we offer a wide range of services and resources to help families improve their financial literacy.

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Our Carriers

  • Progressive Logo
    Safeco_Insurance
    MERCURY INSURANCE LOGO
    kemper
  • TheHartford-0b7f357c2ba045c29abfbdb4071c0625
    transamerica (1)
    Pacific_Life
    Hagerty_
  • JohnHancock
    nationwide
    Allianz
    Gerber_life-ins
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